Medical Insurance Options for Expats in the Dominican Republic


  The vast majority of your medical needs can be met on the island. It is recommended that you obtain medical insurance as a first priority. Particularly advantageous is a dual policy which covers medical expenses abroad. While investigating different insurance policies, note that in the Dominican Republic there are very few General Practitioners or family doctors; the vast majority of physicians consider themselves specialists. Therefore, you should choose a pediatrician for your children and an internist for yourself. These doctors will serve as the equivalent of GPs, and they should be able to refer you to other specialists if necessary.

  Private clinics are also an option in the DR. Fees, however, range from RD$400 to RD$3,000 for a first visit, depending on the clinic and the specialist.


Medical Insurance Options for Expats in the Dominican Republic


  Obtaining medical insurance in the Dominican Republic is essential for a number of reasons. As such, there are a few private health insurance options available:


International health insurance


  International health insurance is a highly recommended option, as these plans are especially designed for globally mobile expats and frequent travelers. With an international plan, you can enjoy comprehensive coverage for healthcare virtually anywhere in the world, as well as avail unique features such as emergency evacuation and repatriation benefits.


Local health insurance


  You can also choose a local Dominican Republic health insurance plan, but your coverage will be limited within the DR only. If you're planning on spending most of your time in the DR and will rarely travel overseas, then this may be the best option for you.


Travel insurance


  If you're only traveling to the Dominican Republic for a short trip, travel insurance may be the best option. With a travel plan you can enjoy coverage for emergency medical treatment and repatriation costs, as well as travel-related mishaps including flight delays and cancellations. Please note that this plan is best suited for those traveling to the DR for a short period of time.


Contact us to request a list of health insurance plans available in the Dominican Republic in English or to speak with an English-speaking insurance representative.

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